If you are currently behind or are at risk of falling behind on your mortgage payments, know that there are many resources available to you that may help save your home. I encourage you to reach out and contact your lender, but also know that there are government resources available to assist you, as well. Do not delay in seeking help: the earlier you act, the more likely you will be to save your home.

• The U.S. Department of Housing and Urban Development (HUD)
  The U.S. Department of Housing and Urban Development (HUD) can provide you with useful tips, help you contact counselors and reach out to your lender. Most HUD-approved counseling services are FREE or fees are very low.
  Website: www.HUD.gov
  Website: http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm
  Phone Number (Dallas): (214)-767-8300
  Phone Number (Fort Worth): (817)-978-5965
  
• The Federal Housing Administration
  The Federal Housing Administration (FHA) can assist homeowners who have used FHA backed loans. You can get help from the FHA at the following contacts.
  Phone Number: 1-800-CALL-FHA
  
• HOPE Counseling Hotline
  If you or someone you know is having trouble making a mortgage payment, contact the HOPE Hotline, a nonprofit counseling resource provided by the Homeownership Preservation Foundation, to talk to an advisor from a HUD-approved agency. There are no costs for these services.
  Website: http://www.995hope.org/
  Phone Number: 1-(888)-995-HOPE
  
• Texas Department of Housing & Community Affairs
  Website: http://www.tdhca.state.tx.us/
  Phone Number: (512) 475-3800

Should you have any additional concerns about this or any other federal matter, please contact my offices in Irving (972-556-0162) or Washington (202-225-6605) for further assistance.